For Clients / Experience Studies
Analysis of your historical experience to inform assumption setting, pricing and reserving. Mortality, lapse, morbidity, expense and claims experience investigations for life and general insurance, delivered from raw data extraction through to actuarial recommendation.
Scope
Defining scope, segmentation, exposure basis, event definition, credibility approach and reporting format.
Working with client data teams to extract, join and validate policy, claims and demographic data.
Central-exposed calculations, actual-versus-expected, and analysis by segment.
Credibility assessment, graduation, smoothing and trend analysis appropriate to the data volume and use case.
Recommended assumptions with rationale, uncertainty bounds and implications for pricing or reserving.
Full workbook, methodology paper, review-ready output and audit trail.