For Clients / Pricing & Product
Actuarial capacity across the product lifecycle: rating frameworks, profitability testing, product design, rate reviews and post-launch monitoring. Your product committees retain governance and approval; we provide the pricing analyst hands to make the technical work happen.
Scope
GLM, tree-based and traditional rating structure development, factor selection and interaction analysis.
Product profitability modelling under multiple scenarios, sensitivity analysis and IRR calculations.
Feature-level actuarial analysis, benefit design, risk quantification and pricing implication reviews.
Periodic rate reviews, indicated versus filed comparison, and rate change recommendations with supporting analysis.
Documentation, filing memoranda and technical support for regulatory rate submissions.
Actual-versus-expected monitoring, early warning indicators and portfolio tracking for new and existing products.